Discretionary Trust Administration

Clarity, compliance, and confidence in every distribution decision.

MyDiscretionary is a discretionary decision support tool for Trustees to consolidate the nuances of trust administration into one streamlined workflow. From receipt to release, MyDiscretionary replaces email chains and spreadsheets with Monte Carlo viability and an audit-grade compliance trail.

Built for fiduciary professionals

A common ground for both Trustees and Beneficiaries

Designed from the ground up for trustees, beneficiaries, and the firms that serve them — bringing every distribution decision onto a single, defensible timeline.

For Trustees

  • Book of Business — every trust under administration, filterable by type, jurisdiction, and renewal cadence
  • Request queue with a Monte Carlo viability score on every ad hoc distribution
  • HEMS-aligned distribution categorization with provision-level controls
  • Per-trust drill-down: beneficiaries, allocation, distribution history, documents, activity
  • Communications inbox keyed to requests and trust parties

For Beneficiaries

  • Streamlined new-request flow with document upload and a live Monte Carlo preview
  • Personal budget dashboard — annual cap, year-to-date utilization, recurring stipend
  • Request and payment history with clear status tracking
  • Secure profile onboarding with encrypted document submission

Monte Carlo viability

Every request is analyzed against 10,000 simulations modeling investment returns, inflation, life expectancy, and recurring spend — framing each approval in sustainability terms, not gut feel.

HEMS-aligned approvals

Health, education, maintenance, and support categorization with provision-level controls, so every decision maps to the trust's governing standard.

No email chains

Every approval, denial, document request, and message lives in the platform. The compliance trail is a feature, not a chore.

Security & compliance

Engineered to fiduciary standards

MyDiscretionary safeguards sensitive financial and personal data with defense-in-depth controls and a complete, immutable record of activity.

  • Mandatory two-factor authentication for trustee accounts
  • TLS 1.2+ in transit; AES-256-GCM at rest for sensitive financial fields
  • Bcrypt-hashed passwords — never stored or transmitted in clear
  • Full audit log of every state-changing action
  • Role-based access scoped to firm and trust ownership
  • Architected for SOC 2 alignment
About

MyDiscretionary LLC

MyDiscretionary is built and operated by MyDiscretionary LLC, an Ohio limited liability company based in Sandusky, Ohio. The platform is available to Trust Companies, Law Firms, and individual Trustees seeking to enhance their distributive process.

To learn more, request access, or ask about bringing your firm onto the platform, contact our team — we'd be glad to help.

Contact

MailMyDiscretionary LLC
403 Wayne Street
Sandusky, Ohio 44870